For many occupations, driving is a requirement. From local couriers and delivery drivers to taxis and limousines, many workers drive for their entire shift. Even if it is not a primary job responsibility, many workers must drive to perform a simple job task. Do workers’ compensation benefits include vehicle accidents that occur while on company time?
Generally, yes. If you were injured in a vehicle accident while on the job and on the clock, you might be entitled to receive workers’ compensation benefits. However, there might be certain scenarios where your benefits could be challenged. If you leave work to perform a personal errand, for example, such as going to the store or driving to a doctor visit, your employer would likely not be financially responsible. Additionally, if you were injured in an accident that occurred during the commute to and from work it would not be covered by workers’ compensation benefits.
The most important factor to remember is that if the vehicle accident takes place while you are performing a work task, you will likely be eligible to recover workers’ compensation benefits for any injuries or lost wages. If the injury accident occurred while you were off the clock, however, the case wouldn’t be as cut-and-dry.
Similarly, if the accident caused property damages or injuries to other people, your employer might have vicarious liability. These can quickly become complex matters and it is wise to discuss your situation with an experienced motor vehicle accident attorney. It is important to act quickly when you are facing medical debt in addition to lost wages.